Introducing: Air & Terra

The AIR card lets you spend online using crypto. Totally anonymous, no KYC

ARK Air

Anonymous, private, and secure.
No middle man.

 

ARK Terra

Offshore, private, and secure.
Light KYC.

Virtual


Type

Physical

$1000


Balance Limit

$150,000

$1000


Transaction Limit

$150,000

Yes


24/7 Support

Yes

Yes


Accepted Everywhere

Yes

No


KYC/AML

Yes

 

Ark Air

Ark Terra

Anonymous, private, and secure. No middle man.

Offshore, private, and secure. Light KYC.

Virtual


Type

Physical

$1000


Balance Limit

$150,000

$1000


TransactionTxn Limit

$150,000

Yes


24/7 Support

Yes

Yes


Accepted Everywhere

Yes

No


KYC/AML

Yes

Start paying with Crypto
in 3 easy steps

Ark's crypto off-ramping solutions have options to fit your privacy preference and spending lifestyle.

Step 1

Register Anonymously

To remain anonymous, we provide a registration address and phone number for you.

Step 2

Deposit

Swap crypto to load your card, we'll handle the exchange for you.

Step 3

Spend

Spend online or add the virtual card to Google Pay or Apple Pay for tap to pay spending at merchants worldwide.

Ark Air

Ark’s Air is a virtual, prepaid card that lets you spend online without the hassle of lengthy KYC signups.

Private.

Quick.

Anonymous.

Air.

Ark’s Air Virtual card. The power of crypto, everywhere. Here’s more:

  • Google Pay and Apple Pay compatible
  • Mastercard - US Issuance
  • Anonymous (no KYC/AML required)
  • $1,000 Balance Limit
  • $1,000 Single Transaction Limit
  • Transparent low fees, no hidden costs.
  • 24/7 live tech support

Air is available without KYC, which means that it is one of the few anonymous options for crypto spending.

Ark Terra

Ark's Terra Card is a physical prepaid debit card that allows payments to retailers, online spending and cash withdrawals from ATMs.

IRL Mode

for your

Crypto

Global, private, high limit crypto spending in your hand!

Multiple Privacy Layers:

  • Light KYC verification (no selfie)
  • No social security number required
  • Offshore issuer (Panamanian bank)
  • Prepaid Visa card, no bank account
  • Anonymous crypto swap/load
  • Anonymous name on card (optional)

The fastest and safest
way to off-ramp your
crypto!

Ark is creating an ecosystem of cost-effective crypto off-ramping solutions for HOLDers, traders and DeFi enthusiasts.

Hold
Crypto

Hold crypto privately in a Web3 wallet.

Get a
card

When you are ready to spend, swap your crypto for an Ark Fi crypto card.

Instant
Exchange

We handle the exchange instantly and load your card in seconds; no approval process or waiting necessary.

Use
everywhere

Use your card to make online purchases or tap to pay with Google Pay or Apple Pay.

Frequently Asked Questions

A Sustainable Ecosystem of Dividend Generating Products

The Air card is a Mastercard prepaid virtual debit card that is funded using your crypto from a Web3 software wallet.

The Air card can be used in two ways:
1. Pay for online products, services, or subscriptions by entering the card number, expiration date and CVC code when prompted by the merchant. For example, the Air card can be added as a payment method to your Amazon account.

2. Tap to Pay (Contactless Payment) at point of sale (POS) terminals by adding your Air card to mobile phone wallets such as Google Pay, Samsung Pay or Apple Pay.

NOTE: An anonymous name, address and phone number can be selected during the Air Card setup. You must provide a valid email address for customer service and support.

No, however, ATM withdrawals are available with the Terra card (Ark Fi's physical crypto card).

Without Legacy NFT or Referrer
A. Air card issuance - $15
B. Crypto swap/load fee - 4.5%

Without Legacy NFT and with Referrer
A. Air card issuance - $15
B. Crypto swap/load fee - 4.0%

With Legacy NFT
A. Air card issuance - $10
B. Crypto swap/load fee - 4.0%

Yes, if someone uses your referral link and purchases an Air Card, $4 of the card issuance fee is instantly sent to your Web3 wallet, paid in USDT.

2 Tier Affiliate System
Earn $4 every time a new card is issued by a referral!
Earn $1 when referrals on your second level issue a card.

The Air card expires 6 months after the date of issuance. The card balance must be used before the expiration date, or it will be forfeited. Unused balances cannot be transferred to a different card.

Balances cannot be transferred to a new or different Air card.

No, you cannot add crypto to an existing Air card or increase the balance after the initial swap/load.

No, you can purchase an unlimited number of Air cards.

A. The Air card can be used anywhere Mastercard is accepted in the currency selected at the time of purchase (the card’s native currency). Mastercard may restrict usage in certain territories, OFAC sanctioned countries and specific merchant categories.

NOTE: A foreign exchange (FX) fee may be applied if the merchant requires a different currency than the card's native currency.

B. Merchants can choose not to accept prepaid virtual debit cards.

C. The Air card cannot be used where a merchant requires 3D Secure (3DS) verification.

D. Merchants may refuse payment if shipping and billing address do not match.

It depends on the blockchain used to purchase the Air card. Blockchains with faster transaction speeds take less than a couple minutes. BTC is the slowest network and can take up to 45 mins.

Blockchain transaction times vary, and card issuance can take up to 45 mins. Card information sent by email can be classified as spam or blocked if you are not subscribed to the Ark Fi email address. Please check your spam folder and make sure you are subscribed to receive messages from Ark Fi.

Once the card has been loaded no transfers or refunds can be performed.

Qualifying is
simple:

  • 1. Be at least 18 years old
  • 2. Live in an unrestricted location
  • 3. Agree to the Terms of Service
  • 4. Have a crypto wallet (Web3 wallet)

My Referral Link